• License # 4085840



 My husband and I use Steve A. Winter as our Medicare agent. He is very knowledgeable about the Medicare programs available. He showed us all plans, explained them and let us make our decision based on what our needs were. Any questions that we threw at him he was competent to answer. We are very please with the way Steve explained the program that we picked. He made it very easy to understand. Was not in a rush to just get thru the information and move on. Took great time and care with us. We are very happy with Steve as our agent.  
- Karen & Bill R., Cincinnati, OH


 Steve has handled my Medicare for 4 years. He is very patient in explaining my options and with my slow decision making. He found me a PPO where I can choose the doctors I want at no extra cost, even when I moved to another state. He is great and very knowledgeable of the system.  
- William A. - Vero Beach, Florida


 I would like to personally recommend Steve Winter for any of your insurance needs. You will find Steve to be extremely knowledgeable, persistent, easy to contact and extremely passionate about your Medicare insurance needs. I give Steve a five star rating in all areas of insurance. Steve provides great personal service for all of your needs and concerns.  
- Al W., Customer for life!!


 I’ve been wanting to get back to you and say how much I appreciate your efforts and wisdom on guiding me through Social Security web and Medicare Requirements towards my retirement. Your multifaceted skill set has also allowed you to effectively guide our company’s Group Health Insurance needs over the years , which I also want to thank you for. So double thanks!!  
- Doug - Cincinnati, OH


 I’ve never had a life insurance policy before, and had no idea where to begin looking. Steve helped me understand all the options and identify and select a great life insurance policy. He answered all of my questions along the way, and I never felt pressured or “oversold” into something I didn’t want or need. I ended up getting a more comprehensive plan for a very affordable rate. The whole experience exceeded my expectations and I was very appreciative of Steve’s guidance and recommendations.  
- Jason A. - Cincinnati, OH